[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.bohnicka.cz\/kdo-nam-pujci-penize\/#Article","mainEntityOfPage":"https:\/\/www.bohnicka.cz\/kdo-nam-pujci-penize\/","headline":"Kdo n\u00e1m p\u016fj\u010d\u00ed pen\u00edze?","name":"Kdo n\u00e1m p\u016fj\u010d\u00ed pen\u00edze?","description":"I kdybych hodn\u011b dlouho a usilovn\u011b p\u0159em\u00fd\u0161lel, nevzpomn\u011bl bych si na nikoho, koho zn\u00e1m a kdo nepot\u0159ebuje pen\u00edze. N\u011bkdo takov\u00fd je p\u0159ece naprosto nep\u0159edstaviteln\u00fd. Proto\u017ee jsou pen\u00edze n\u011bco, co skute\u010dn\u011b pot\u0159ebuje ka\u017ed\u00fd z n\u00e1s. A kdo by je nem\u011bl, byl... <a class=\"more-link\" href=\"https:\/\/www.bohnicka.cz\/kdo-nam-pujci-penize\/\">Pokra\u010dovat ve \u010dten\u00ed &rarr;<\/a>","datePublished":"2025-04-05","dateModified":"2025-04-05","author":{"@type":"Person","@id":"https:\/\/www.bohnicka.cz\/author\/#Person","name":"","url":"https:\/\/www.bohnicka.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/b70ca3e57a61efa655568ea1bab21ec867ae74beaf8b182b9ca53fe6fcb8cee7?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/b70ca3e57a61efa655568ea1bab21ec867ae74beaf8b182b9ca53fe6fcb8cee7?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"bohnicka.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.bohnicka.cz\/wp-content\/uploads\/pppppppppp_10_10_10_4.jpg","url":"https:\/\/www.bohnicka.cz\/wp-content\/uploads\/pppppppppp_10_10_10_4.jpg","height":0,"width":0},"url":"https:\/\/www.bohnicka.cz\/kdo-nam-pujci-penize\/","about":["Pen\u00edze"],"wordCount":455,"articleBody":"      I kdybych hodn\u011b dlouho a usilovn\u011b p\u0159em\u00fd\u0161lel, nevzpomn\u011bl bych si na nikoho, koho zn\u00e1m a kdo nepot\u0159ebuje pen\u00edze. N\u011bkdo takov\u00fd je p\u0159ece naprosto nep\u0159edstaviteln\u00fd. Proto\u017ee jsou pen\u00edze n\u011bco, co skute\u010dn\u011b pot\u0159ebuje ka\u017ed\u00fd z n\u00e1s. A kdo by je nem\u011bl, byl by ve skute\u010dn\u011b zoufal\u00e9 situaci.Pen\u00edze tedy ur\u010dit\u011b pot\u0159ebujeme v\u0161ichni. Bez v\u00fdjimky. Tedy pot\u0159ebovali bychom je. Jen\u017ee jich v mnoha p\u0159\u00edpadech nem\u00edv\u00e1me tolik, kolik bychom jich pot\u0159ebovali m\u00edt. Z nejr\u016fzn\u011bj\u0161\u00edch p\u0159\u00ed\u010din se n\u00e1m n\u011bkdy neda\u0159\u00ed m\u00edt takov\u00e9 p\u0159\u00edjmy, aby se jimi daly uspokojit v\u0161echny na\u0161e pot\u0159eby. Nedok\u00e1\u017eeme zaplatit v\u0161echny v\u00fddaje, kter\u00e9 bychom zaplatit m\u011bli. A pak si zkr\u00e1tka mus\u00edme l\u00e1mat hlavu nad t\u00edm, jak si p\u0159\u00edsun dal\u0161\u00edch pen\u011bz zajistit. Abychom aspo\u0148 na to nejd\u016fle\u017eit\u011bj\u0161\u00ed m\u011bli.A co \u010dasto zjist\u00edme, kdy\u017e uva\u017eujeme o tom, jak p\u0159ij\u00edt k pen\u011bz\u016fm? P\u0159ece to, \u017ee je moment\u00e1ln\u011b jen jedno mo\u017en\u00e9 \u0159e\u0161en\u00ed: p\u016fj\u010dka. Pen\u00edze si toti\u017e jenom tak jednodu\u0161e v m\u017eiku nep\u0159ivyd\u011bl\u00e1me, a tak m\u016f\u017eeme b\u00fdt jenom r\u00e1di, kdy\u017e n\u00e1m je n\u011bkdo aspo\u0148 p\u016fj\u010d\u00ed. A n\u011bkte\u0159\u00ed z n\u00e1s, a nen\u00ed jich m\u00e1lo, mohou b\u00fdt skute\u010dn\u011b vd\u011b\u010dn\u00ed, pokud n\u011bjakou p\u016fj\u010dku dostanou. Ani ta toti\u017e nen\u00ed samoz\u0159ejmost\u00ed. Pokud jde o finan\u010dn\u00ed \u00fastavy, p\u016fj\u010duj\u00ed tyto docela logicky jenom takov\u00fdm lidem, kte\u0159\u00ed jim jejich pen\u00edze s velkou pravd\u011bpodobnost\u00ed vr\u00e1t\u00ed. Nikde se nep\u016fj\u010duje lidem proto, aby pen\u00edze utratili a u\u017e nevr\u00e1tili. Tak\u017ee se mus\u00ed obvykle dokl\u00e1dat, \u017ee m\u00e1 \u017eadatel o p\u016fj\u010dku dostate\u010dn\u00e9 p\u0159\u00edjmy, kter\u00e9 ke spl\u00e1cen\u00ed sta\u010d\u00ed. A tak\u00e9 \u017ee m\u00e1 dal\u0161\u00ed kvality, jako t\u0159eba \u010dist\u00e9 registry dlu\u017en\u00edk\u016f, kter\u00e9 vypov\u00eddaj\u00ed o tom, jak kdo v minulosti dost\u00e1l sv\u00fdm finan\u010dn\u00edm z\u00e1vazk\u016fm. Tak\u017ee je n\u011bkdy v\u00e1\u017en\u011b t\u011b\u017ek\u00e9 n\u011bjakou p\u016fj\u010dku sehnat. A \u010d\u00edm beznad\u011bjn\u011bji to vypad\u00e1, t\u00edm sp\u00ed\u0161 se \u010dlov\u011bku hod\u00ed nebankovn\u00ed hypot\u00e9ka. Proto\u017ee se takov\u00e1 americk\u00e1 hypot\u00e9ka bez registru d\u00e1 sehnat i tehdy, kdy\u017e se zd\u00e1, \u017ee konkr\u00e9tn\u00edmu \u017eadateli nikdo nep\u016fj\u010d\u00ed rad\u011bji ani korunu. A \u017ee mu tady t\u011bch korun p\u016fj\u010d\u00ed! Klidn\u011b i hodn\u011b, \u00fam\u011brn\u011b tomu, jakou nemovitost\u00ed se z\u00e1jemce za takovou p\u016fj\u010dku zaru\u010d\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdo n\u00e1m p\u016fj\u010d\u00ed pen\u00edze?","item":"https:\/\/www.bohnicka.cz\/kdo-nam-pujci-penize\/#breadcrumbitem"}]}]